Private Capital Management can arrange life, TPD, trauma and income insurance within a comprehensive investment plan or as a stand-alone option.
Private Capital Management
Insurance Strategy & Implementation
- Through analysis and strategy, determine the appropriateness of insurance;
- Structure policies depending on individual needs and circumstances, both inside and outside of superannuation; and
- Partner with you through the underwriting process, where we often rely on our established relationships with leading insurance providers to get better outcomes for clients.
What is insurance?
In essence, insurance policies are a contract between an insurance company (such as TAL or AIA) and the policy owner (you, the client). Insurance is a financial product that pays the policy holder a sum of money when an insured event happens. These events include death, disability, accident and illness.
There are indeed many different styles and ways to structure insurance, and we believe this strategic approach to insurance implementation provides many benefits to our clients. Clients therefore have our experience and expertise to guide them through this complex process. Furthermore, at the time of claim, we support clients through the claims process from start-to-finish.
HOW CAN PRIVATE CAPITAL MANAGEMENT HELP YOU?
Private Capital Management provides a wide range of strategies and implementation of insurance, including: Life Insurance, Total and Permanent Disability (TPD) Insurance, Income Protection Insurance, Trauma (Crisis) Insurance and Business Insurance. We partner with our clients to understand the level of cover required, and how the strategic use of insurance can protect individual, family or business losses.
Through experience and partnering with leading insurance providers who are highly-regarded, we support our clients and guide them to minimise premiums (including after-tax) whilst ensuring the quality of cover is appropriate and meets your needs.
If finances are limited, we are able to use our experience to ensure insurance does not impact daily living expenses making this very important financial strategy affordable.
The links below provides further information on insurance cover available.